Wishing everyone a bright and healthy New Year from INSIGNIA Financial Services LLC!
Our latest Debt Market Sentiment report highlights year-end lending pressure, shifting Fed expectations, tightening spreads, and renewed multifamily buyer activity. Explore key trends shaping today’s commercial real estate financing environment.
The U.S. economy is entering a new phase defined by steady growth, resilient spending, and emerging efficiency gains. Economists are revising forecasts higher for 2025 GDP and business investment, with AI infrastructure leading a new wave of capital expansion. Inflation pressures continue to ease, while the labor market transitions toward productivity-driven stability. As Fed Chair Jerome Powell hints at another rate cut, the data points suggest a more balanced, opportunity-rich environment for investors and lenders heading into 2026.
The Fed’s September cut has set the stage for another move at the end of October, with markets nearly certain of a second reduction before year-end. Despite a government shutdown and data blackout, liquidity remains strong across agencies, life companies, banks, debt funds, and CMBS.
