Commercial Financing
Affiliate Partner Program
Earn substantial fees through CRE financing referrals
Empowering Growth
Grow Your Relationships
with Our CRE Finance Partnership
Enhance the total value and depth of your client relationships.
No Revenue Cap
Participation Options
Expand Your Reach
Extraordinary Service Exceptional Results
We specialize in arranging commercial real estate financing for most property types, including assisted living, healthcare, hospitality, industrial, medical office, multifamily, net lease, office, retail, residential investment, build-to-rent, new subdivisions, special use, and more.
Performance
We are client-centric and performance driven dealmakers. Your success is our success.
Specialization
We're seasoned commercial mortgage lending professionals with thousands of loans funded.
Transparency
We provide a transparent engagement, diligence and closing process.
Certainty
We help you capitalize on opportunities with greater certainty of execution.
A Deep Network of Capital Sources
We maintain close relationships with a comprehensive network of capital providers, including traditional lenders, and alternative capital sources spanning the entire risk spectrum. We arrange financing through agency lenders, banks, conduits, credit unions, debt funds, family offices, hedge funds, insurance companies, and private lenders, among other capital sources.
Multifamily Loans
Fannie Mae, Freddie Mac, HUD, USDA, and non-bank Multifamily Loans.
Bank Loans
Competitive term loans for investors and owner occupied commercial real estate.
Bridge Loans
Transitional and bridge loans for acquisition, stabilization, or refinance.
Construction Loans
Ground-up construction financing for developers, investors, and small business.
HUD Loans
Section 232 AND Section 232/223(F) loans for multifamily and healthcare properties.
Private Lender Loans
Fast, flexible funding solutions for real estate investors and property owners.
Rental Portfolio Loans
Fixed and floating rate blanket lien financing options with flexible terms.
Small Business Loans
SBA 7(a), SBA 504, and USDA loans for owner occupied commercial real estate.
Getting Started is Simple
Register
Submit the Partner Registration form.
Onboard
Complete partner onboarding and activation.
Earn
Earn substantial fees from your referrals.
We provide financing for nearly any property type and business or investment purpose.
Comprehensive Menu
of Debt & Equity
INSIGNIA Financial Services seamlessly provides our clients fast, efficient access to a broad supply of CRE capital sources and loan types, including agency, bank, CMBS, credit union, debt fund, government-guaranteed, life company, and private lender capital. Leverage our expert guidance, certainty of execution, and a streamlined process.
Bank Loans
Bank Loans Banks remain a cornerstone of commercial mortgage financing, offering competitive terms for income-producing properties and construction loans for well-qualified borrowers.
Loan Amount: $500,000+
Typical Term: 5, 7, or 10 years
Interest Rates: Spread over UST or swap rate
Non-Recourse: Available
Credit Union Loans
Credit unions provide strong alternatives to banks, especially for smaller commercial real estate transactions, though they tend to focus on local markets.
Loan Amount: $250,000 to $10 Million+
Typical Term: 5, 7, or 10 years
Interest Rates: Spread over UST or swap rate
Non-Recourse: Not Available
Fannie Mae Multifamily Loans
Fannie Mae offers multifamily financing through various programs, including their Small Loans product, which is ideal for loans up to $5 million.
Loan Amount: $750,000 to $100 Million+
Typical Term: 5 – 30 years
Non-Recourse: Yes
Freddie Mac Multifamily Loans
Freddie Mac provides multifamily financing solutions through programs like the Small Balance Loan (SBL) program, tailored for properties with 5-50 units.
Loan Amount: $1 Million to $100 Million+
Typical Term: 5 – 10 years (Fixed)
Non-Recourse: Yes
CMBS Loans
Commercial Mortgage-Backed Securities (CMBS) loans suit stabilized assets, including office, retail, industrial, hospitality, and multifamily properties.
Loan Amount: $2 Million to $100 Million+
Typical Term: 5 or 10 years
Non-Recourse: Yes
Crowdfunding Loans
Crowdfunding platforms offer flexible financing options, including bridge loans, mezzanine debt, and construction funding, making them an emerging solution.
Loan Amount: $1 Million to $10 Million+
Typical Term: 1 – 3 years
Non-Recourse: Available
Debt Fund CRE Loans
Private debt funds have revolutionized commercial real estate lending, providing speed, flexibility, and diverse financing solutions for investors and developers.
Loan Amount: $1 Million to $100 Million+
Typical Term: 1 – 3 years
Non-Recourse: Available
FHA/HUD Multifamily Loans
HUD loans, while requiring extensive paperwork and longer approvals, are among the most reliable long-term financing options for multifamily properties.
Loan Amount: $3 Million to $100 Million+
Typical Term: 35 – 40 years
Non-Recourse: Yes
Life Insurance CRE Loans
Life insurance companies offer low, fixed-rate financing for stable commercial properties, favoring experienced sponsors and long-term projects.
Loan Amount: $2 Million to $100 Million+
Typical Term: 5 – 15 years
Non-Recourse: Yes
SBA Real Estate Loans
The SBA 504 and 7(a) programs provide government-backed financing to small businesses for property acquisition, development, or refinancing with high leverage options.
Loan Amount: $350,000 to $14 Million
Typical Term: 5 – 25 years
Non-Recourse: Not Available
USDA Land and Real Estate Loans
USDA loans target properties located in rural areas (populations under 50,000), offering favorable financing for eligible land and real estate development projects.
Loan Amount: $1 Million to $25 Million
Non-Recourse: Not Available
Private Equity
Private equity funds allow investors to pool resources for direct real estate investments, often providing tailored equity solutions for projects.
- Check Size: $5 Million to $100 Million+
Real Estate Investment Trust (REIT)
A REIT, whether public or private, offers equity or debt capital for commercial real estate investments, delivering liquidity, diversification, and income opportunities.
- Check Size: $10 Million to $100 Million+
Ultra High Net Worth Individuals
Wealthy private investors often deploy capital into real estate, providing flexible equity or debt solutions tailored to specific opportunities and sponsor needs.
Check Size: $5 Million to $100 Million+
Family Offices
Family offices prioritize wealth preservation and growth, investing in real estate through flexible equity and debt structures based on trusted partnerships.
- Check Size: $5 Million to $100 Million+
C-PACE Financing
Commercial Property Assessed Clean Energy (C-PACE) programs fund energy-efficient improvements, serving as gap financing between senior debt and equity.
Check Size: $1 Million to $100 Million+
Capital Partners
We provide access to the nation's leading capital sources and hundreds of financial institutions
